Bryan Lima

NMLS # 2037023

201-970-6857

bryan@ardentloans.com

Bryan Lima Loan Officer & Marketing Director

Required Documents

We will request documents only after you have (1) received a Loan Estimate and a Home Loan Toolkit, and (2) you have provided us with your verbal or written "intent to proceed" with the mortgage application.  Before receiving the requested documents we may ask you to provide us with information that will help us to evaluate your potential application for a mortgage loan. 

The following documents may be requested to obtain a new mortgage loan:

Also, the following documentation is also generally required.

For a refinance:

For a Purchase:

For a VA Loan:

If you are divorced:

If you are self employed, employed in sales, paid by commission,or own rental real estate:

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.